You have 30 days from your hire date to elect your Lubrizol benefits. The benefits you elect are effective from your hire date through the end of the plan year, unless you have a qualified family status change or other qualifying event. If you do not enroll for benefits within 30 days of your hire date, you will not have medical/Rx, dental or vision coverage during the current plan year; you will receive Long Term Disability coverage equal to 60% of eligible base pay; and you will receive basic life insurance coverage of two times your eligible pay.  

Follow these steps to enroll in coverage:

1. Get familiar with Lubrizol's benefits by exploring our New Hire Resources below.
2. Gather necessary information:
   • Your social security number and the social security numbers of any family members you wish to add.
   • Your date of birth and the date of birth for any family members you wish to add.
   • If you are adding a domestic partner to coverage, you will need the required supporting documentation. 
3. Visit the benefits enrollment website to add your eligible family members to coverage. If you are married, you must add your spouse to your benefit record – EVEN IF YOU ARE NOT ADDING YOUR SPOUSE TO COVERAGE.

Supporting documentation is required. Your Marriage Certificate or Domestic Partner Affidavit and Supporting Documents, including children's birth certificates, must be submitted to Alight, Lubrizol's benefit administration vendor, to complete the dependent verification process. Information about the process, including a unique participant ID number to include on all correspondence, will be mailed to your home after your elections have been made.

Prior to making your elections, learn about coverage available to you by reviewing benefit summaries, government required handouts, educational presentations and much more.

• The Essential Guide to your 2024 Benefits:  Everything you need to know about the choices you need to make during your enrollment or in the event of a qualified family status change.
• Employee Contributions:  How much you pay toward the cost of your coverage. Contribution detail includes post-tax and imputed income calculations when a domestic partner is added to Lubrizol's coverage.
• Comparison of Benefits:  A quick overview of your medical/Rx, dental and vision options.
• Summary of Benefits and Coverage (SBC) Documents:  This government required communication summarizes important information about Lubrizol's health coverage options, presented in a format intended to make it easier for you to compare options.
• Medical and Prescription Drug Summary Plan Descriptions (SPDs):  Details regarding eligibility, covered services, health support programs and prior authorization requirements are just a few of the topics covered, in detail, in the medical and prescription SPDs. 
• Employee Resource Guide and Summaries of Material Modification:  The Employee Resource Guide, most recently published in 2017, provides details about Lubrizol's health and welfare plans and other benefits such as the 401 (k) and tuition reimbursement. Summaries of Material Modifications are issued as needed with updates to the Resource Guide.
• Notice of Privacy Practices:  This notice describes how medical information about you may be used and disclosed and how you can get access to this information.
• Preventive Maintenance Drug List:  Lists specific generic maintenance drugs covered at 100%.
• Plan Comparison Tool:  This interactive tool helps you better understand the cost differences between the available plan options.
• Included Health:  Included Health can help with finding high-quality, in-network doctors; scheduling appointments; getting a remote second opinion; understanding your health care benefits and medical bills; and more!
• Essentials Balance Program:  Get assistance from Optum with life's challenges including relationships and counseling, legal and financial services, balancing work and personal life, and more.
• HealthyLife® QuitWell™ (formerly known as Smokeless®):  Lubrizol HealthyLife® QuitWell™ is a positive approach to breaking the tobacco habit (cigarettes, cigars, snuff, and chewing tobacco).
• The 401(k) Plan:  Everything you need to know about how the 401(k) plan works.
• Securian Lifestyle Benefits:  In addition to providing life insurance coverage to our employees, Securian also offers assistance with legal, financial and grief resources, legacy planning resources, beneficiary financial coaching, and travel assistance.

Please also familiarize yourself with your location’s site on Lubrizol News.  Local policies, security procedures, contact lists and information about amenities such as fitness facilities and on-site cafeterias can be found there.  Once logged into the Lubrizol network, select the “Locations” tab from the Lubrizol News home page.