You have 30 days from your hire date to elect your Lubrizol benefits. The benefits you elect are effective from your hire date through the end of the plan year, unless you have a qualified family status change or other qualifying event. If you do not enroll for benefits within 30 days of your hire date, you will not have medical/Rx, dental or vision coverage during the current plan year; you will receive Long Term Disability coverage equal to 60% of eligible base pay; and you will receive basic life insurance coverage of 2x your eligible pay.  

Follow these steps to enroll in coverage:

1. Get familiar with Lubrizol's benefits by exploring our New Hire Resources below.
2. Gather necessary information:
   • Your social security number and the social security numbers of any family members you wish to add.
   • Your date of birth and the date of birth for any family members you wish to add.
   • If you are adding a domestic partner to coverage, you will need the required supporting documentation. 
3. Visit Lubrizol.BenefitsNow.com to add your eligible family members to coverage. If you are married you must add your spouse to your benefit record – EVEN IF YOU ARE NOT ADDING YOUR SPOUSE TO COVERAGE.

Supporting documentation is required. Your Marriage Certificate or Domestic Partner Affidavit and Supporting Documents, including children's birth certificates, must be submitted to Alight, Lubrizol's benefit administration vendor, to complete the dependent verification process. Information about the process, including a unique participant ID number to include on all correspondence, will be mailed to your home after your elections have been made.

Prior to making your elections, learn about coverage available to you by reviewing benefit summaries, government required handouts, educational presentations and much more.

• New Hire Handout : Lists benefits you are eligible for as a new Lubrizol employee.
• How-To Enroll : Go to Lubrizol.BenefitsNow.com to make your elections.
• The Essential Guide to your 2020 Benefits : Everything you need to know about the choices you need to make during your enrollment or in the event of a qualified family status change.
• Employee Contributions : How much you pay toward the cost of your coverage. Contribution detail includes post-tax and imputed income calculations when a domestic partner is added to Lubrizol's coverage.
• Comparison of Benefits : A quick overview of your medical/rx, dental and vision options.
• Summary of Benefits and Coverage (SBC) Documents : This government required communication summarizes important information about Lubrizol's health coverage options, presented in a format intended to make it easier for you to compare options.
• Medical Plan Scenarios : Help choose the right medical plan for your situation.
• Medical and Prescription Drug Summary Plan Descriptions (SPDs) : Details regarding eligibility, covered services, health support programs and prior authorization requirements are just a few of the topics covered, in detail, in the medical and prescription SPDs. 
• Employee Resource Guide and Summaries of Material Modification : The Employee Resource Guide, most recently published in 2017, provides details about Lubrizol's health and welfare plans and other benefits such as the 401 (k) and tuition reimbursement. Summaries of Material Modifications are issued as needed with updates to the Resource Guide.
• Eligibility Overview : Learn who is considered eligible to be enrolled in your Lubrizol group coverage.
• Notice of Privacy Practices : This notice describes how medical information about you may be used and disclosed and how you can get access to this information.
• Preventive Maintenance Drug List : Lists specific generic maintenance drugs covered at 100%.
• Plan Comparison Tool : This interactive tool helps you better understand the cost differences between the available plan options.
• Health Advocate : Get assistance from Health Advocate with questions regarding your benefits, locating in-network providers and facilities, resolving claims and billing issues, estimating the costs of various tests/procedures, and more.
• Essentials Balance Program : Get assistance from Optum with life's challenges including relationships and counseling, legal and financial services, balancing work and personal life, and more.
• Smokeless® : Lubrizol Essentials Smokeless® is a positive approach to breaking the tobacco habit (cigarettes, cigars, snuff, and chewing tobacco).
• Wellness Coaches : The Wellness Coaches are available to help you reach your health and fitness goals at select locations.
• 2020 Age-Weighted Defined Contribution Plan Brochure : Everything you need to know about how the AWDC plan works.
  
  • Disclosure of Plan Related Information
• 2020 Age-Weighted Defined Contribution Plan Brochure (Chemtool) : Everything you need to know about how the AWDC plan works for Chemtool employees.
  
  • Disclosure of Plan Related Information
• 2020 Profit Sharing and Savings Plan Brochure : Everything you need to know about how the 401(k) plan works.
  
  • Disclosure of Plan Related Information
• 2020 Safe Harbor Notice
• The Hartford - Additional Services : Financial services, legal services (including free will prep), travel assistance, beneficiary support and much more.
• Site Alerts : Sign up to be notified of computer/system outages, site/weather notifications, and other general Lubrizol notifications on your personal device.
• Fitness Center : Please visit Lubrizol News—Corporate Services—Human Resources—North America—Employee Relations—Wickliffe to get details about the fitness center located in Wickliffe.

Please also familiarize yourself with your location’s site on Lubrizol News.  Local policies, security procedures, contact lists and information about amenities such as fitness facilities and on-site cafeterias can be found there.  Once logged into the Lubrizol network, select the “Locations” tab from the Lubrizol News home page.