Life Insurance

Lubrizol offers several options for life insurance coverage to provide financial security for you and your family in the event of your death or the death of a covered dependent.   

Company Paid  

Lubrizol provides automatic, company-paid coverage for you in the amount of two times your eligible pay through The Hartford. Beginning January 1, 2017, any employees who previously received less than $50,000 in life insurance coverage will automatically receive $50,000 in coverage. You also have the opportunity to opt-down to $50,000 coverage to avoid imputed income. 

Other Benefits Available Through The Hartford - With life insurance coverage, you not only get financial protection for your loved ones, but you also get tools and services to use today for a healthy, fulfilling life. Available services include Everest funeral and concierge services, financial services, legal services (including free will prep), grief counseling and much more. Learn more about additional services offered by The Hartford.

Group Universal Life (GUL)   

You also have the option to choose supplemental life insurance at your cost through Mercer. The costs of these coverages are paid through payroll deductions. To enroll, or change your coverage in these plans, contact Mercer at  Please refer to information mailed to your home under separate cover prior to annual enrollment. 

  • Employee Supplemental.  During annual enrollment, you may choose coverage in the amount of one to eight times your eligible pay up to $2,000,000. During annual enrollment, you can buy up an additional one time without evidence of insurability. The cost for coverage will depend on your age and the amount of coverage you elect.  
  • Spouse/Eligible Domestic Partner. You may elect life insurance coverage for your spouse or eligible domestic partner in $10,000 increments, up to $250,000. The cost will be based on your spouse or eligible domestic partner's age and the amount of coverage you elect.  MetLife will determine if your domestic partner meets eligibility criteria.   
  • Eligible Child. You may elect life insurance coverage for your children and the eligible children of your domestic partner under the age of 19 (or up to age 26 if a full-time student) in the amount of $5,000 or $10,000 per child.

Basic Life - Update your Beneficiary

Supplemental Life - Contact Mercer at to update your beneficiaries.

The Hartford: Additional Services - Financial services, legal services (including free will prep), travel assistance, beneficiary support and much more.